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HDFC Personal Loan

Features of HDFC Bank Personal Loan

  • Interest rates for HDFC Personal Loan is allocated according to the customer's salary, the amount being borrowed, loan tenure and other criteria that differ from one lender to another.
  • HDFC Personal Loan requires minimum paperwork and is often approved within 48 hours of submitting an application.
  • Check your HDFC Personal Loan eligibility online or at select branches in just 60 seconds. Once all your papers are submitted, the loan will be disbursed in just one working day.
  • The repayment time period is fixed and ranges from 1 to 5 years.
  • It provides accidental insurance cover up to Rs 8 lakhs and partial disability Upto Rs 1 lakhs Applicable taxes and surcharge/cess Repay with easy EMIs.
  • Avail Attractive Interest Rates
  • Hassle-free Loans - No Guarantor / Security or Collateral required
  • Speedy Loan Approval
  • Disbursal in 2 Days
  • Borrow up to Rs 25,00,000 for any purpose, depending on your requirements
  • Flexible repayment options, ranging from 12 to 60 months
  • Salaried Individuals working with an Indian or MNC private sector company
  • Salaried Individuals working with government sector enterprises, semi government sector enterprises or Indian Defence Services
  • Individuals working with public or private sector educational institutes or banks financial institutions
  • Self Employed business owners like- Traders, manufacturers, Service providers.
  • Self-employed professionals like – Doctors, Chartered accountants, Consultants and other
  • Low pre-payment charges also waiver is offered after 36 months.
  • Can instantly check loan eligibility
  • 24/7 Customer Support

Benefits of HDFC Bank Personal Loan

  • Higher Loan amount with Lower EMI.
  • Funds can be used for business as well as personal needs.
  • Special offers, interest rates and charges for all HDFC Bank account holders.
  • Easy Documentation processing & 100% Transparency on all transactions.
  • Maximum Loan up to INR 1.5 million for 5 years.
  • Flexible Interest Rate and special interest rates for women borrowers.
  • Fastest Loan Approval by just 10 Seconds.
  • Flexible repayment options which is ranging from 12 months to 60 months.
  • Loan is offered for First Time Loan Borrowers.
  • Disbursal in 2 Days
  • Zero Hidden Charges, very lowest processing fee & most convenient repayment option.

General Information

Illustration: Rs. 1 Lac Loan on @ 10.25% with processing fees for 72 Months comes to Rs. 1,34,296/- Equated Monthly Instalment shall be: Rs. 1865/- only.


APR* - Annual Percentage Rate Disclaimers

CRM Loanmoney Services Private Limited is an Authorised Sales Channel Partner of multiple Banks & NBFCs including HDFC Bank. CRM Loanmoney Services Private Limited facilitates the Personal Loan & its process from multiple Banks & NBFCs including HDFC Bank through LoanMoneyIndia brand. LoanMoneyIndia helps you to embark on your dream at the right time with many Personal Loan opportunities available at multiple Banks & NBFCs including HDFC Bank.Website visitor is advised to read below points carefully.

  • is not an official website of HDFC Bank. This website has been developed and maintained by LoanMoneyIndia for Marketing Purpose only. We suggest that visitor can be visit the official site of HDFC Bank for any information & clarification.
  • We are using this site for Internet Marketing purpose only. We only facilitate HDFC Bank Personal Loan to the customer who enquires about getting loan through HDFC Bank.
  • We do not provide our own funds, or borrowed funds. The funds are of multiple Banks& NBFCs, therefore all terms and conditions are determined by Banks& NBFCs.
  • The rate, eligibility criteria, documentation, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site Visitor are advised again to visit the official site of HDFC Bank
  • The information contained herein is provided as a public service with the understanding that makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. does not warrant that the use of this information is free of any claims of copyright infringement.
  • The information and materials contained in these webpages of and the terms, conditions, and descriptions that appear on are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final LoanMoneyIndia determination and acceptance.
  • You are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns or other promotional material that LoanMoneyIndia or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You hereby agree that LoanMoneyIndia may contact you either electronically or through phone, to understand your interest in the selected products or Services and to fulfil your demand or complete your application.
  • Further you also expressly agree and authorize LoanMoneyIndia and its partners, service providers, vendors and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You specifically understand and agree that by using the Website , you authorize LoanMoneyIndia, its affiliates, partners and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by LoanMoneyIndia or such third parties.
  • You agree and consent to receive communications relating to all of the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.

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  • Loanmoneyindia is not Bank or NBFC. We are facilitator duly authorised by them as sourcing partner on their Behalf.
  • We do not charge any money for our services from Customers.
  • All information as “As is where basis” and subject to change as and when our Principals Changes.