Yes I Have Read the Privacy Policy & Agree To The Terms And Condition

HDFC Personal Loan

HDFC Personal Loan Eligibility

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies:

Eligibility Criteria

Minimum age of Applicant: 23 years
Maximum age of Applicant at loan maturity: 60 years
Minimum employment: Minimum 2 years in employment and minimum 1 year in the current organization
Minimum Net Monthly Income: Rs. 30,000 in Delhi NCR

General Information

  • Loan Amount: Rs. 1 Lac to 1 Crore
  • Rate of Interest (APR)*: 10.25% to 12.49%
  • Repayment Tenor: 12 Months to 72 Months
  • Processing Fees: Min Rs. 999/- + GST to Max. Rs. 4719/-
  • Prepayment/ Foreclosure: Nil (After 12 months*) or 1% - 4% (Before 12 months)

Illustration: Rs. 1 Lac Loan on @ 10.25% with processing fees for 72 Months comes to Rs. 1,34,296/- Equated Monthly Instalment shall be: Rs. 1865/- only.


APR* - Annual Percentage Rate

hdfc personal loan self employed   hdfc personal loan salaried
Apply HDFC Personal Loan
Field(s) marked with * are mandatory field(s).
Name *
Contact Number *
City *
Email *
Company Name
Net Monthly Salary *
Loan Amount *
I Have Read The Privacy Policy And Agree To The Terms And Condition.
HDFC Personal Loan Delhi Personal Loan


HDFC Bank Personal Loan Interest Rates & Charges

Charges to avail a Personal Loan
(Government taxes and other levies as applicable will be charged over and above the Fee and Charges. Loan disbursal at the sole discretion of HDFC Bank Ltd.)



Amount to be paid

Rack Interest Rate

Salaried - 10.25% to 12.49%

Loan Processing Charges

Min. Rs. 999/- + GST or Max. Rs. 4719/-

Stamp Duty & Other Statutory Charges

As per applicable laws of the state



Charges Post Loan Disbursement



Amount to be paid

Overdue EMI interest

2% per month on EMI / Principal Overdue

Legal/Incidental Charges

At actuals

Amortization Schedule Charges

₹ 200/-

Cheque Swapping Charges

₹ 500/-

Cheque Bounce Charges

₹ 550/- per cheque bounce

Loan Cancellation Charges & Rebooking Charges

NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and Processing Fees would be retained.) ₹ 1000/- for rebooking the loan.


Pre-Payment Charges



Amount to be paid

Pre-payment in Part or Full

Salaried - No pre-payment in Part or Full permitted until repayment of 12 EMIs

Part-payment allowed up to 25% of Principal Outstanding. It is allowed only once in the financial year and twice during the loan tenure.

Pre-payment Charges
(on principal outstanding) /

Salaried- 13-24 months - 4% of principal outstanding,
25-36 months - 3% of principal outstanding
>36 months - 2% of principal outstanding

Part-payment Charges 
[on part-payment amount]

If Loan amount is more than 10 lacs than foreclosure and part payment charges are NIL after 12 EMI’s
If loan amount is less than 10 lacs than foreclosure and part-payment charges are applicable 4% after 12 EMI’s , 3% After 24 EMI’s, 2% After 36 EMI’s Disclaimers

CRM Loanmoney Services Private Limited is an Authorised Sales Channel Partner of multiple Banks & NBFCs including HDFC Bank. CRM Loanmoney Services Private Limited facilitates the Personal Loan & its process from multiple Banks & NBFCs including HDFC Bank through LoanMoneyIndia brand. LoanMoneyIndia helps you to embark on your dream at the right time with many Personal Loan opportunities available at multiple Banks & NBFCs including HDFC Bank.Website visitor is advised to read below points carefully.

  • is not an official website of HDFC Bank. This website has been developed and maintained by LoanMoneyIndia for Marketing Purpose only. We suggest that visitor can be visit the official site of HDFC Bank for any information & clarification.
  • We are using this site for Internet Marketing purpose only. We only facilitate HDFC Bank Personal Loan to the customer who enquires about getting loan through HDFC Bank.
  • We do not provide our own funds, or borrowed funds. The funds are of multiple Banks& NBFCs, therefore all terms and conditions are determined by Banks& NBFCs.
  • The rate, eligibility criteria, documentation, term & conditions of various banks are subject to change as per bank discretion. We try our best to keep the data up-to-date, but we can't guarantee the accuracy of data provided in this site Visitor are advised again to visit the official site of HDFC Bank
  • The information contained herein is provided as a public service with the understanding that makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. does not warrant that the use of this information is free of any claims of copyright infringement.
  • The information and materials contained in these webpages of and the terms, conditions, and descriptions that appear on are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final LoanMoneyIndia determination and acceptance.
  • You are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns or other promotional material that LoanMoneyIndia or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You hereby agree that LoanMoneyIndia may contact you either electronically or through phone, to understand your interest in the selected products or Services and to fulfil your demand or complete your application.
  • Further you also expressly agree and authorize LoanMoneyIndia and its partners, service providers, vendors and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
  • You specifically understand and agree that by using the Website , you authorize LoanMoneyIndia, its affiliates, partners and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by LoanMoneyIndia or such third parties.
  • You agree and consent to receive communications relating to all of the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.

Apply Now *

  • TRAI - DND Policy - By filling up the forms, you authorise CRM Loanmoney Services Pvt Ltd. representatives and its associate Bankers, NBFC's to contact you over Telephone to provide your Financial Services.

  • Loanmoneyindia is not Bank or NBFC. We are facilitator duly authorised by them as sourcing partner on their Behalf.
  • We do not charge any money for our services from Customers.
  • All information as “As is where basis” and subject to change as and when our Principals Changes.