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HDFC Personal Loan

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PERSONAL LOAN is an unsecured loan given to borrower against his Income and credit worthiness without any security or guarantor. It is simplest loan in terms of documentation. It is a temporary loan [12 to 60 months] to meet small needs [up to 15 lacs] of borrower for immediate [Within 4-6 working Days] cash requirement for short term in easy way [Few Documents Require]. Personal Loan is better than borrowing on Credit card in terms of Rate of Interest, but more expensive than secured loan.


Personal Loan for Salaried and Self Employed Professional like engineers, doctors, Chartered Accounts etc can avail loan from Banks. Loan amount is repaid as Equated Monthly Installment (EMI).


Comparison of best deals for loans with Rate of Interest (ROI), tenure, loan amount from various banks is provided by for your ready references. Check our EMI calculator for EMI amount, interest paid, flat rate of interest etc. know More

General Information

  • Loan Amount: Rs. 1 Lac to 40 Lacs
  • Rate of Interest (APR)*: 10.75% to 22.50%
  • Repayment Tenor: 12 Months to 60 Months
  • Processing Fees: 0.75% to 2.50% + GST as applicable
  • Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)


Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.


APR* - Annual Percentage Rate

hdfc personal loan self employed   hdfc personal loan salaried
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