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HDFC Personal Loan

HDFC Personal Loan Eligibility

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies:


Eligibility Criteria

Minimum age of Applicant: 21 years
Maximum age of Applicant at loan maturity: 60 years
Minimum employment: Minimum 2 years in employment and minimum 1 year in the current organization
Minimum Net Monthly Income: Rs. 15,000 in Delhi NCR

 


Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.


Eligibility Criteria

Minimum age of Applicant: 25 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: 4 to 7 years depending on profession
Minimum Annual Income:
Rs. 100000 p.a.

 


Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.


Eligibility Criteria


Minimum age of Applicant: 21 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: 5 yrs continuous business experience
Minimum Annual Income: Rs. 1,00,000 p.a.
Available in select cities

 


Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

Years in business: Minimum of 3 years in current business and 5 years total business experience
Business must be profit making for the last 2 years
Minimum Annual Income: Rs 100000 p.a.
Available in select cities

 

 

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